Zero Equipment Cost and Instant Settlements Make Local Stores Switch To Crypto
A local store owner spends thousands of dollars a year renting credit card machines while waiting three days for funds from weekend sales. These equipment costs and payment delays create real problems—from delayed supplier payments to missed inventory transactions.
At the same time, customers are increasingly asking to pay in cryptocurrencies, but concerns about price volatility and complex setups are keeping merchants hesitant. space payment Solve these common problems by transforming your existing payment screen into an encryption-enabled terminal. It has also raised more than $700,000 from investors who saw how the solution could help real businesses.
The platform transforms a standard Android-based card swipe machine into a complete payment terminal that can handle traditional and crypto transactions. When customers pay using any of more than 325 supported wallets, merchants receive local currency instantly, with no equipment costs, no settlement delays, and no cryptocurrency price risk.
Traditional Payment System vs Spacepay: Real Cost Difference
Standard payment devices place a heavy financial burden on small businesses. A typical retail store pays $600-$1,200 per year in rent per card terminal. For businesses that require multiple terminals, these costs can quickly multiply. Add in monthly maintenance fees, software updates and replacement fees, and it often costs stores more than $3,000 a year just to accept card payments.
SpacePay eliminates these equipment fees entirely. The store owner has retained the current Android-based payment screen, which can now handle card and crypto payments via a free software update.
Switching to SpacePay can immediately save store owners thousands of dollars in annual fixed costs. The platform’s 0.5% transaction fee replaces the traditional 3.5% rate, creating additional savings on every sale.
The impact becomes even more apparent when looking at monthly transactions. A store processing $20,000 per month will pay a $700 traditional card fee (3.5%). With SpacePay, the same sales cost just $100 (0.5%). Combined with the elimination of equipment costs, businesses can save more than $10,000 per year.
These savings can help stores invest in growth, improve inventory, or simply improve profit margins.
Why a three-day settlement delay is hurting local businesses
Delayed payments can cause real problems for small businesses’ cash flow. When a store processes a card payment on Friday, the traditional system holds the money until Wednesday.
During busy seasons like the holidays, these delays can cost a business thousands of dollars needed to run its day-to-day operations.
The holidays make these delays even more challenging. Consider a toy store in December – their biggest sales day occurs before the holidays, but a three-day checkout window means they don’t have access to the funds to restock during the critical shopping period.
Many stores resort to expensive short-term loans or credit cards to cover these payment gaps.
SpacePay changes This dynamic with instant settlement. When customers pay using any supported crypto wallet, merchants receive the local currency instantly in their account.
The immediate availability of funds helps businesses operate more efficiently and take advantage of time-sensitive opportunities.
Preventing Cryptocurrency Price Changes: How It Works
Price protection forms the core concept of SpacePay’s merchant first. When a customer pays with cryptocurrency, SpacePay locks in local currency value immediately.
For example, if someone purchases a $50 meal using Bitcoin, the restaurant will receive $50 in their account—no matter what happens to the price of Bitcoin later. This protection eliminates the biggest concerns merchants have about accepting digital currencies.
The system works through automatic real-time conversion. Let’s look at a real transaction: a customer scans a QR code to buy a $75 shirt using Ethereum. At this point, SpacePay checks the current market price and locks in a value of $75.
Even if the price of Ethereum drops 10% in the next hour, the store still gets the full $75. This price lock happens invisibly in the background without requiring any action from the merchant or customer.
With SpacePay’s instant exchange, store owners can now accept any of more than 325 supported cryptocurrencies with confidence, knowing they will receive the exact sales amount in their local currency. The platform handles all marketing calculations, leaving merchants free to focus on their business.
The technology behind this protection creates truly risk-free cryptocurrency acceptance. A coffee shop can sell $5 coffee for $5 without worrying about cryptocurrency markets or exchange rates. This simplicity helps merchants expand payment options while maintaining stable pricing and predictable revenue.
Be part of the Spacepay journey
As the platform rises $700,000 in pre-sale fundingnew backers can join for $0.002315 per SPY token. The investment process starts with SpacePay Official websiteinvestors connect their crypto wallets. The platform accepts payments in USDT, AVAX, BASE, MATIC, ETH and BNB. Those new to cryptocurrencies can purchase directly using their bank card, making it accessible to everyone.
SpacePay helps remove payment barriers and helps local businesses compete in the digital economy. Store owners can now actively participate in the SpacePay community and share insights with other merchants considering the switch.
Current investors get early access to a platform that actively solves real business problems. Visit SpacePay’s website to participate in the pre-sale, or connect via Telegram and X to get the latest information on merchant adoption and platform development.
A local store owner spends thousands of dollars a year renting credit card machines while waiting three days for funds from weekend sales. These equipment costs and payment delays create real problems—from delayed supplier payments to missed inventory transactions.
At the same time, customers are increasingly asking to pay in cryptocurrencies, but concerns about price volatility and complex setups are keeping merchants hesitant. SpacePay solves these common problems by turning existing payment screens into encryption-enabled terminals. It has also raised more than $700,000 from investors who saw how the solution could help real businesses.
The platform transforms a standard Android-based card swipe machine into a complete payment terminal that can handle traditional and crypto transactions. When customers pay using any of more than 325 supported wallets, merchants receive local currency instantly, with no equipment costs, no settlement delays, and no cryptocurrency price risk.
Traditional Payment System vs Spacepay: Real Cost Difference
Standard payment devices place a heavy financial burden on small businesses. A typical retail store pays $600-$1,200 per year in rent per card terminal. For businesses that require multiple terminals, these costs can quickly multiply. Add in monthly maintenance fees, software updates and replacement fees, and it often costs stores more than $3,000 a year just to accept card payments.
space payment These equipment costs are completely eliminated. The store owner has retained the current Android-based payment screen, which can now handle card and crypto payments via a free software update.
Switching to SpacePay can immediately save store owners thousands of dollars in annual fixed costs. The platform’s 0.5% transaction fee replaces the traditional 3.5% rate, creating additional savings on every sale.
The impact becomes even more apparent when looking at monthly transactions. A store processing $20,000 per month will pay a $700 traditional card fee (3.5%). With SpacePay, the same sales cost just $100 (0.5%). Combined with the elimination of equipment costs, businesses can save more than $10,000 per year.
These savings can help stores invest in growth, improve inventory, or simply improve profit margins
Why a three-day settlement delay is hurting local businesses
Delayed payments can cause real problems for small businesses’ cash flow. When a store processes a card payment on Friday, the traditional system holds the money until Wednesday.
During busy seasons like the holidays, these delays can cost a business thousands of dollars needed to run its day-to-day operations.
The holidays make these delays even more challenging. Consider a toy store in December – their biggest sales day occurs before the holidays, but a three-day checkout window means they don’t have access to the funds to restock during the critical shopping period.
Many stores resort to expensive short-term loans or credit cards to cover these payment gaps.
SpacePay changes This dynamic with instant settlement. When customers pay using any supported crypto wallet, merchants receive local currency instantly in their account.
The immediate availability of funds helps businesses operate more efficiently and take advantage of time-sensitive opportunities.
Preventing Cryptocurrency Price Changes: How It Works
Price protection forms the core concept of SpacePay’s merchant first. When a customer pays with cryptocurrency, SpacePay locks in local currency value immediately.
For example, if someone purchases a $50 meal using Bitcoin, the restaurant will receive $50 in their account—no matter what happens to the price of Bitcoin later. This protection eliminates the biggest concerns merchants have about accepting digital currencies.
The system works through automatic real-time conversion. Let’s look at a real transaction: a customer scans a QR code and purchases a $75 shirt using Ethereum. At this point, SpacePay checks the current market price and locks in a value of $75.
Even if the price of Ethereum drops 10% in the next hour, the store still gets the full $75. This price lock happens invisibly in the background without requiring any action from the merchant or customer.
With SpacePay’s instant exchange, store owners can now accept any of more than 325 supported cryptocurrencies with confidence, knowing they will receive the exact sales amount in their local currency. The platform handles all marketing calculations, leaving merchants free to focus on their business.
The technology behind this protection creates truly risk-free cryptocurrency acceptance. A coffee shop can sell $5 coffee for $5 without worrying about cryptocurrency markets or exchange rates. This simplicity helps merchants expand payment options while maintaining stable pricing and predictable revenue.
Be part of the Spacepay journey
As the platform rises $700,000 in pre-sale fundingnew backers can join for $0.002315 per SPY token. The investment process starts with SpacePay Official websiteinvestors connect their crypto wallets. The platform accepts payments in USDT, AVAX, BASE, MATIC, ETH and BNB. Those new to cryptocurrencies can purchase directly using their bank card, making it accessible to everyone.
SpacePay helps remove payment barriers and helps local businesses compete in the digital economy. Store owners can now actively participate in the SpacePay community and share insights with other merchants considering the switch.
Current investors get early access to a platform that actively solves real business problems. Visit SpacePay’s website to participate in the pre-sale, or connect via Telegram and X to get the latest information on merchant adoption and platform development.
Join the Spacepay community now: website | twitter | telegraph
